If you are young, and just starting out on life’s road; or whether you are just reaching the age of retirement, the last thing you may be thinking about is planning for what you will do if you end up needing assisted living, require long term care for a medical condition or require the services of a nursing home. The reality is that no matter what age you are, no one really wants to think of these things. We all want to believe that will live happy and healthy forever.
But the cold hard truth is that these things happen and it’s better to take steps to prepare for these unfortunate events, than to be stuck in a crisis situation. Skilled professional care is expensive – at the current rates a year in a nursing home could well exceed $120,000.
If you don’t have a plan in place, this money may have to come from your hard-earned savings. How many people have you heard about who had to file bankruptcy because of medical expenses?
This is where Proactive Planning, also called Pre-Crisis Planning, is essential.
Haas & Zaltz, LLP specializes in the laws and regulations related to long term care and Medicaid benefits. With our assistance, we can help you create a comprehensive asset protection plan. This will ensure that you are in control of your financial and person affairs in the event that you or a loved one requires nursing home care or becomes disabled.
We understand that planning for medical emergencies or the need for long term care is not everyone’s favorite topic. But we will make the process easy and give you peace of mind, knowing that your assets and finances will be protected.